Toledo entrega novas moradias populares com apoio estadual

A entrega oficial do Residencial Nova Vila Nova aconteceu nesta terça-feira (3), no município de Toledo, localizado no Oeste paranaense. O projeto é fruto da união de esforços entre o Governo do Estado, a Prefeitura local, a Caixa Econômica Federal e a H3 Empreendimenttos.

Detalhes do novo conjunto residencial

O empreendimento conta com 30 novas moradias e demandou um investimento total de R$ 6,7 milhões. Desse total, 28 famílias contempladas tiveram acesso a subsídios estaduais para abater o valor da entrada dos financiamentos imobiliários, viabilizados por meio do programa Casa Fácil Paraná.

A construção das residências ocorreu em um terreno cedido pela prefeitura, dispondo de infraestrutura urbana completa e localização privilegiada próxima a diversas facilidades diárias. Os lotes possuem tamanho médio de 200 metros quadrados, enquanto as áreas privativas variam entre 46,32 e 49,32 metros quadrados para a unidade adaptada.

Estrutura e facilidades de financiamento

Cada moradia dispõe de dois dormitórios, sala, cozinha, banheiro, lavanderia externa e uma vaga de garagem descoberta. O repasse estadual de R$ 560 mil auxiliou na liberação do crédito imobiliário para núcleos familiares que recebem até quatro salários mínimos, facilitando a negociação com a instituição financeira federal.

O incentivo do programa estadual pode ser somado aos descontos do programa federal Minha Casa Minha Vida, além de permitir o uso do Fundo de Garantia do Tempo de Serviço para a diminuição do saldo devedor. As unidades, comercializadas a partir de R$ 206 mil cada, saem prontas para morar, contando com piso em todos os cômodos, revestimento cerâmico nas paredes de áreas molhadas, além de louças, metais e tanque instalados.

Requisitos e formas de participação

Para ter direito ao benefício, os candidatos precisam cumprir exigências como não possuir imóvel próprio, não ter recebido auxílio prévio de programas habitacionais públicos e não apresentar restrições cadastrais. Além disso, é necessário comprovar renda compatível, onde a parcela do financiamento não ultrapasse 30% dos ganhos mensais, e manter o cadastro atualizado na Cohapar nos últimos dois anos.

Os financiamentos podem ser parcelados em até 35 anos, variando conforme a idade do comprador, oferecendo taxas reduzidas e prestações em torno de R$ 750, valor equivalente ou inferior ao preço de uma locação tradicional. Os cidadãos interessados em futuros projetos devem realizar o cadastro diretamente na página oficial da Cohapar na internet, onde também é possível verificar os locais com unidades disponíveis. A liberação do subsídio passa por avaliação técnica da companhia estadual e posterior chancela de crédito do banco.

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