Paraná Recupera linhas de crédito para cidades em emergência

A partir desta terça-feira (3), a Fomento Paraná reinicia a disponibilização do programa Paraná Recupera Emergencial, oferecendo crédito com condições diferenciadas para negócios situados em cidades que decretaram situação de emergência ou calamidade pública em decorrência de eventos climáticos severos.

Condições de financiamento e regras O arranjo financeiro tem respaldo na Lei Estadual n.º 20.164/2020, concebida originalmente durante a pandemia de Covid-19. Para os microempreendedores informais, MEIs e microempresas com faturamento anual de até R$ 360 mil, a linha Micro Emergencial disponibiliza R$ 50 milhões. O limite por tomador é de R$ 20 mil, contando com taxa de juros zero desde que as parcelas sejam quitadas em dia.

Essa equalização de juros utiliza até R$ 15 milhões do Fundo de Desenvolvimento Econômico (FDE), permitindo parcelamento em até 36 meses com carência máxima de três meses, exigindo apenas o aval de terceiros como garantia.

Linha para pequeno e médio porte Adicionalmente, o programa reserva R$ 25 milhões do FDE por meio da modalidade Recupera FDE Fomento Giro Fácil, voltada a companhias de pequeno e médio porte com faturamento bruto de até R$ 16 milhões por ano.

Neste caso, os valores chegam a R$ 250 mil por empresa, com taxa de juros fixa de 4,22% ao ano para adimplentes, prazo de até 60 meses para quitação e carência de até seis meses.

Como solicitar os recursos Para que os empresários locais possam pleitear o financiamento, a prefeitura municipal precisa se habilitar enviando um ofício à Fomento Paraná. É obrigatório anexar o decreto de calamidade homologado pelo Estado, o Formulário de Informações do Desastre (Fide) preenchido pela Defesa Civil e a relação dos empreendimentos prejudicados, indicando o órgão gestor responsável por validar os prejuízos.

As solicitações devem ser feitas em até 90 dias após a publicação do decreto municipal, atendendo estabelecimentos situados nas áreas afetadas. Os pedidos podem ser encaminhados através da rede de agentes de crédito nas Agências do Trabalhador e salas do empreendedor, pelo site oficial da instituição financeira ou por meio do WhatsApp corporativo.

Apoio financeiro para prefeituras Além do socorro ao setor empresarial, as prefeituras prejudicadas por desastres naturais como temporais, vendavais e inundações também podem utilizar o programa para recompor estruturas públicas danificadas, a exemplo de escolas, pontes e unidades de saúde, ou para prevenir novos incidentes.

Essa frente de atuação ocorre permanentemente por intermédio do Sistema de Financiamento aos Municípios (SFM), gerido em parceria com a Secretaria de Estado das Cidades (Secid) e o Paranacidade.

Para este público, o financiamento também opera com juros zero, prazos que variam de 60 a 120 meses e exigência de vinculação direta com a catástrofe climática. O protocolo deve ser feito na Secid mediante apresentação do decreto homologado em até 180 dias.

\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\Por Redação Max Notiia \\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\ Foto: Divulgação / Fomento Paraná

Portal Max Noticia - Voce Sempre Informado!